Identity Protection Plans
Your Identity Is Being Targeted Right Now
Compare identity protection plans with real-time monitoring, $1M stolen funds coverage, and U.S.-based restoration support. Built for every budget, available nationwide.
Secure Basic
Essential identity monitoring to get started
$8.49
/month
Get Protected - Daily 1-Bureau Credit Report Monitoring
- SSN Alerts
- Dark Web & Internet Monitoring
- $1M Stolen Funds Reimbursement4
Secure Plus
Annual 3-bureau credit reports + scores
$11.49
/month
Get Protected - Everything in Basic
- Annual 3-Bureau Credit Reports & Scores
- Enhanced Credit Report Monitoring
- IQ Alerts with Application Monitoring
- Opt-out IQ – Junk Mail / Do Not Call List
Most Popular
Secure Pro
Bi-annual 3-bureau reports + family coverage
$21.49
/month
Get Protected - Everything in Plus
- Bi-Annual 3-Bureau Reports & Scores
- Score Change Alerts
- Alerts on Crimes Committed in Your Name
- Credit Lock
- Synthetic ID Theft Protection
Secure Max
Monthly 3-bureau reports, full family coverage
$31.49
/month
Get Protected - Everything in Pro
- Monthly 3-Bureau Reports & Scores
- Credit Scores Simulator & Tracker
- $25K Family ID Theft Insurance4
- Fraud Restoration with LPOA
- U.S.-Based ID Restoration Specialists
- Checking Account Report
Compare All Features
See exactly what’s included in each plan before you decide.
| Feature | Secure Basic | Secure Plus | Secure Pro | Secure Max |
|---|---|---|---|---|
| ★ Key Features | ||||
| Bureau Credit Report Monitoring ?Daily monitoring of your credit file across one or three bureaus depending on your plan. | 1-Bureau Daily | Annual 3-Bureau | Bi-Annual 3-Bureau | Monthly 3-Bureau |
| SSN Alerts ?Alerts you when your Social Security number is being used in possible suspicious or unauthorized ways. | ✓ | ✓ | ✓ | ✓ |
| Dark Web & Internet Monitoring ?Scans hundreds of thousands of databases for your personal info and sends real-time alerts if it's detected in unauthorized use. | ✓ | ✓ | ✓ | ✓ |
| Opt-out IQ – Junk Mail / Do Not Call List ?Automatically removes your name from junk mail lists and do-not-call registries. | ✓ | ✓ | ✓ | ✓ |
| $1 Million Stolen Funds Reimbursement4 ?Reimburse stolen funds and cover the costs of hiring lawyers and other experts during identity theft recovery, up to $1 million. | ✓ | ✓ | ✓ | ✓ |
| Score Change Alerts?Real-time alerts when significant changes to your credit score occur — up or down — so you can act quickly. | – | – | ✓ | ✓ |
| Fraud Restoration with LPOA?Includes a Limited Power of Attorney, allowing certified specialists to act on your behalf to dispute fraudulent accounts and fully restore your identity. | – | – | – | ✓ |
| Identity Monitoring & Alerts | ||||
| Synthetic ID Theft Protection ?Detects attempts to create a fraudulent identity by combining your real information with fabricated data. | ✓ | ✓ | ✓ | ✓ |
| Change of Address Alerts ?Notifies you if a change of address is filed in your name — an early warning sign of identity takeover. | ✓ | ✓ | ✓ | ✓ |
| File Sharing Network Searches ?Scans peer-to-peer file sharing networks to detect if your personal data has been exposed or shared without your knowledge. | ✓ | ✓ | ✓ | ✓ |
| IQ Alerts with Application Monitoring ?Monitors new credit applications and account openings made in your name, alerting you in real time. | – | ✓ | ✓ | ✓ |
| Enhanced Credit Report Monitoring ?Expanded monitoring beyond standard credit file checks across all three bureaus. | – | – | ✓ | ✓ |
| Alerts on Crimes Committed in Your Name ?Alerts you if your identity is linked to any criminal activity at the national or international level. | – | – | ✓ | ✓ |
| Credit & Financial Wellness | ||||
| Credit Scores Simulator & Tracker ?See how real decisions could impact your credit score before you make them. | – | – | – | ✓ |
| Identity Restoration | ||||
| Lost Wallet Assistance ?Guides you through canceling and replacing credit cards, IDs, and other documents if your wallet is lost or stolen. | ✓ | ✓ | ✓ | ✓ |
| Checking Account Report ?Provides a report on your checking account history to help identify any unauthorized activity. | ✓ | ✓ | ✓ | ✓ |
| U.S.-Based ID Restoration Service ?Access to Identity Theft Resource Center-certified restoration specialists. | ✓ | ✓ | ✓ | ✓ |
| Coverage for Lawyers and Experts4 ?Covers fees for attorneys and other specialists needed during identity theft recovery. | ✓ | ✓ | ✓ | ✓ |
| Coverage for Personal Expense Compensation4 ?Reimburses personal out-of-pocket costs incurred while resolving identity theft. | ✓ | ✓ | ✓ | ✓ |
| $25K ID Theft Insurance – Family Protection4 ?Secure Max adds $25,000 in family identity theft insurance, extending protection to every member of your household. | – | – | – | ✓ |
Basic
Plus
Pro ★
Max
★ Key Features ▼
Bureau Credit Report Monitoring
1-Bureau DailyAnnual 3-BureauBi-Annual 3-BureauMonthly 3-Bureau
SSN Alerts
✓✓✓✓
Dark Web & Internet Monitoring
✓✓✓✓
Opt-out IQ – Junk Mail / Do Not Call
✓✓✓✓
$1 Million Stolen Funds Reimbursement4
✓✓✓✓
Score Change Alerts
––✓✓
Fraud Restoration with LPOA
–––✓
Identity Monitoring & Alerts ▼
Synthetic ID Theft Protection
✓✓✓✓
Change of Address Alerts
✓✓✓✓
File Sharing Network Searches
✓✓✓✓
IQ Alerts with Application Monitoring
–✓✓✓
Enhanced Credit Report Monitoring
––✓✓
Alerts on Crimes Committed in Your Name
––✓✓
Credit & Financial Wellness ▼
Credit Scores Simulator & Tracker
–––✓
Identity Restoration ▼
Lost Wallet Assistance
✓✓✓✓
Checking Account Report
✓✓✓✓
U.S.-Based ID Restoration Service
✓✓✓✓
Coverage for Lawyers and Experts4
✓✓✓✓
Coverage for Personal Expense Compensation4
✓✓✓✓
$25K ID Theft Insurance – Family Protection4
–––✓
Questions? We're Here to Help.
Our Rock Meadow advisors are available to walk you through your plan options and help you find the right fit.
$1M
Identity Theft Insurance4
250K+
Databases Monitored
24/7
Real-Time Monitoring

Rock Meadow Insurance Services | 3687 Water Way, Oceanside, CA 92056
(760) 654-6760 | rockmeadowinsurance.com
(760) 654-6760 | rockmeadowinsurance.com
Identity protection services are provided by IdentityIQ, a product of IDIQ®. Rock Meadow Insurance Services acts as an independent agent presenting this product for informational purposes. This page is not affiliated with or endorsed by any government agency. Plans, pricing, and features are subject to change. Please review the full terms and conditions at IdentityIQ.com prior to enrollment.
4. Underwritten by AIG. 5. Roadside assistance service providers are independent contractors and solely liable for their services. Additional terms and conditions apply.
© Rock Meadow Insurance Services. All Rights Reserved. | Privacy Policy | Terms of Use
4. Underwritten by AIG. 5. Roadside assistance service providers are independent contractors and solely liable for their services. Additional terms and conditions apply.
© Rock Meadow Insurance Services. All Rights Reserved. | Privacy Policy | Terms of Use