Covered California’s San Diego region saw an average 13.1% increase for 2027, well above the state average. We compare plans around your doctors, your income, and the premium help that may offset the change.
Tell us about your household and doctors, and a licensed agent will follow up by phone or video with plans to compare.
By submitting, you agree a licensed insurance agent may contact you about health insurance options.
More than 136,000 San Diego County residents get coverage through Covered California. These are the questions that shape most of their choices.
| Your situation | What to check | Why it matters |
|---|---|---|
| Already enrolled | Your 2027 renewal | With an average 13.1% increase, comparing before you auto-renew may lower what you pay. |
| Attached to a health system | Sharp, Scripps, UC San Diego Health, Kaiser, or Rady Children's | Each works with different plans, and kids' specialists matter for families. |
| Between jobs | COBRA or a Covered California plan | Losing job-based coverage opens a 60-day Special Enrollment Period. |
Sharp, Scripps, UC San Diego Health, Kaiser, and Rady Children’s each work with different plans. We match plans to the care you use.
We compare your renewal against other plans available to you, after premium help.
A move, a new job, or a new family member can change your options. We help you update in time.
Covered California reported a 13.1% average increase for the San Diego region for 2027, above the 9.9% statewide average. Regional rates reflect local medical costs and the plans offered here. What you pay depends on your plan, your age, and premium help, and many enrollees pay less than the listed price.
Yes. During open enrollment, November 1 through January 31, you can switch to any plan available to you. Choose by December 31 for the new plan to start January 1.
Some Covered California plans include Rady Children’s Hospital-San Diego, but not all. If your child sees Rady specialists, we confirm the specific plan includes them before you enroll.
UC San Diego Health works with some Covered California plans. Networks differ by plan and can change each year, so we confirm your UC San Diego Health doctors in the specific plan before you compare.
Yes. We’re based in Oceanside and work with clients across San Diego, from Point Loma to Rancho Bernardo, by phone and video.
Share your doctors, household, and income, and a licensed agent will lay out plans and premium help by phone or video.
