Los Angeles County is split into two Covered California pricing regions, so the same plan can cost differently depending on your ZIP code. We compare plans around your doctors, your income, and where you live.
Share your ZIP code and household details, and a licensed agent will follow up by phone or video.
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More than 527,000 people in Los Angeles County’s two rating regions get coverage through Covered California.
| Your situation | What to check | Why it matters |
|---|---|---|
| East LA County (Region 15) | 8.5% average 2027 change | Molina is leaving this region for 2027, so its enrollees need to choose a new plan. |
| West LA County (Region 16) | 9.3% average 2027 change | Your ZIP code sets your region and the prices you see. |
| Freelance or gig work | Income that changes project to project | Updating your income estimate keeps premium help accurate. |
We price plans for your exact ZIP code, so you’re comparing the numbers that apply to you.
If your income comes in by project or season, we help you estimate it for premium help.
If your insurer leaves your region, we help you pick a replacement before coverage lapses.
Covered California splits Los Angeles County into two rating regions by ZIP code. Region 15 covers ZIP codes starting with 906 through 912, 915, 917, 918, and 935, and Region 16 covers the rest of the county. For 2027, average rates rose 8.5% in Region 15 and 9.3% in Region 16.
Molina Healthcare is leaving Covered California’s Region 15 for 2027. Affected enrollees can choose a new plan during open enrollment. If they don’t, Covered California generally moves them to the lowest-cost plan in the same metal tier from another insurer.
Most buy individual coverage through Covered California, with premium help based on projected yearly income. Some also qualify for a union or guild health plan if they meet earnings or work-hour requirements, so it’s worth comparing both.
Yes. Covered California offers service in Spanish, Chinese, Korean, Vietnamese, Armenian, and many other languages, and health plans must provide interpreter services to their members.
Cedars-Sinai and UCLA Health each work with a limited set of Covered California plans and networks, which can change each year. If keeping a specific doctor matters, we confirm they’re in the exact plan before you enroll.
Share your ZIP code, household, and income, and a licensed agent will lay out plans and premium help by phone or video.
