Los Angeles County is split into two rating regions by ZIP code, so a group plan for a business in Pasadena can price differently than one in Santa Monica. We compare plans around your address, your team, and your budget.
Share your business ZIP code and headcount, and a licensed agent will follow up by phone or video.
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Small-group prices in Los Angeles follow your primary business address, and the county is split into two rating regions.
| Business situation | What to check | Why it matters |
|---|---|---|
| Business in Region 15 (east) | ZIP codes starting 906–912, 915, 917, 918, or 935 | Includes Pasadena, Burbank, Long Beach, and the Antelope Valley. |
| Business in Region 16 (west) | All other Los Angeles County ZIP codes | Includes Santa Monica, downtown Los Angeles, and much of the San Fernando Valley. |
| Team spread across the county | Networks near where employees live | A plan priced for your office still needs doctors near your employees' homes. |
We price plans for your exact business ZIP code, so you’re comparing the numbers that apply to you.
We check that plans include doctors near where your employees actually live, not just near the office.
Restaurants, studios, and retailers each have different workforces. We match plan design and eligibility to yours.
California splits Los Angeles County into two rating regions. Region 15 covers ZIP codes starting with 906 through 912, 915, 917, 918, and 935, and Region 16 covers the rest of the county. Your primary business address sets which region’s rates you get.
Your primary business address generally sets your rating region for a small-group plan. If your locations are in different regions, it’s worth confirming with the insurer which address they’ll use before you compare quotes.
Yes. Coverage is generally required only for employees averaging 30 or more hours a week, and you can set a waiting period of up to 90 days. Many Los Angeles restaurants offer a lower-cost plan to full-time staff and expand from there.
They work with a selection of group plans and medical groups, and participation can change at renewal. If your team wants access to Cedars-Sinai or UCLA Health, we confirm the specific plan includes them before you choose.
Many production companies and studios work with union or guild health plans for covered roles and offer a group plan or ICHRA for other staff. We help you sort out which employees fall under which coverage before you set up a plan.
Share your business ZIP code, headcount, and budget, and a licensed agent will lay out group options by phone or video.
