Property records are public, and title fraud can target a home’s ownership. San Diego County offers Owner Alert, a no-cost notice when documents are recorded in your name. We compare identity protection plans that go further.
Tell us who you’d like covered, and a licensed agent will follow up by phone or video.
By submitting, you agree a licensed insurance agent may contact you about identity protection options.
Owner Alert is a county tool for spotting suspicious recorded documents. Here’s what it does and doesn’t do.
| Feature | Owner Alert | Where a plan helps |
|---|---|---|
| Alerts | Email when a document with your name or parcel number is recorded | Monitoring of credit, accounts, and personal data |
| Coverage | Up to 10 names and 10 parcel numbers per email | Family members and accounts beyond property |
| Action | Doesn't take legal action; refers fraud to the DA | Restoration specialists and insurance for recovery costs |
We walk through Owner Alert and other no-cost steps first.
We compare monitoring, home title features, and restoration help.
We review insurance limits and exclusions before you choose.
Owner Alert is a no-cost service from the San Diego County Assessor/Recorder/County Clerk that emails you when a document recorded under your name or parcel number is indexed. It covers new documents only, not past ones. You can register up to 10 names and 10 parcel numbers per email address.
Review the document details in the alert, and if it looks fraudulent, contact the San Diego County District Attorney’s Real Estate Fraud Unit at 619-531-3552. Owner Alert itself doesn’t take legal action. An identity protection plan’s restoration team can help you work through the next steps.
Some plans include home title monitoring, which watches for changes to your property’s ownership records. Others focus on credit and financial accounts. Owner Alert covers some of the same ground for San Diego County property, so we compare whether a plan’s title feature adds anything for you.
Identity theft insurance usually covers recovery expenses, like legal fees and lost wages, up to the policy limit, rather than the value of the property. Title disputes can also involve your title insurance policy. We review what each plan covers and where other coverage may apply.
You can freeze your credit at all three bureaus at no cost, sign up for Owner Alert, use your bank’s account alerts, and get an IRS Identity Protection PIN. These steps cover a lot of ground. A paid plan adds monitoring across more data sources and help if something gets through.
Tell us who you’d like covered, and a licensed agent will lay out plan options by phone or video.
